Markets & Rates
Market close: · Not live
Dow Jones
51,850.55
+195.60 (+0.38%)
S&P 500
7,807.24
-4.30 (-0.06%)
Nasdaq Composite
27,245.90
-120.27 (-0.44%)
2-Year Treasury
4.80%
Yield ·
Update pending
10-Year Treasury
5.24%
Yield ·
Update pending
30-Year Treasury
5.60%
Yield ·
Update pending
30-Year Mortgage
7.40%
Fixed avg. · Week of
Indexes: Google Finance. Yields: U.S. Treasury. Mortgage: Freddie Mac / FRED (weekly). Saved snapshot.
Experiences & projects
Bucket List
- Build a Sprinter Van
- Visit Israel
- Alaskan Cruise
- Visit the Alps
- Zipline Anywhere
Future adventures
Places I Want To Go To
- Israel
- Alaska
- Alps
- Egypt
- Peru
- Italy
- France
- Scotland
- China
- Glacier National Park
- Moab
Solutions I Want
Technology I wish worked together better, and ideas I hope are just around the corner.
- Siri to talk to my Tesla App
- Alexa to talk to my Tesla App
- To be able to make purposeful lists with my voice.
- Text my iPhone with vb.net
The World to Come
- The Rise of Agents
By 2030, the majority of people will have personal agents. - Blank Phones
Phones will be relatively blank, with personally customized functions and few apps. - Ad-Free Social Media
Social media will shift to peer-to-peer access, rather than centralized social media apps. - Agentic Search
Google Search as we knew it won't exist. - Smart Shopping
Customers will have more power over retailers for the first time.
Fun Future Projects
- Automated Mouse Trap
- DIY Camera System
- iPhone App
- DIY Drone Security System
Phrases or Sayings
- Poor Planning On Your Part Does Not Make An Emergency On My Part
Future Blog Posts
- How Much Money Do You Really Need to Retire?
- Should You Take Social Security At 62 or 67?
- My Tesla After 7 Years and 100,000 Miles
- How To Fix The Immigration System in the United States
- Why the US National Debt Matters To You
- Why the Global National Debt Matters To You
- Investing With Risk In Mind - What Most Financial Planners Don't Tell You
Question of the Day
2026-10-13 · One answer per day
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Animated estimate
USA National Debt
$40,244,376,379,679
Estimated federal debt, based on Treasury: $40.046 trillion reported Sep 11, 2026
Approximation using a fixed growth rate. Model set Sep 11, 2026.
- U.S. GDP
- $32.49 trillionQ2 2026 · Current dollars, seasonally adjusted annual rate
- Yearly Budget Deficit
- $2.10 trillionFY2026 full-year projection · CBO, Aug 10, 2026
Government sources: Debt · GDP · Deficit
Debt is an illustrative counter; the Treasury link shows reported debt.
Animated estimate
Global National Debt
$110,585,585,168,074
Estimated government debt worldwide, in USD
Approximation using a fixed growth rate. Model set Sep 11, 2026.